Here we have another $10 dress from Togs. When I tried this on, the belt was not included and the dress looked somewhat like a patterned bag. Luckily, I tried it with a belt, and fell in love with it. The belt is from Target and came in a two pack with a black copy for $14. I imagine this dress would look great with some nude or tan heels, and the dress has a beaded collar so there is no need for a necklace.